The most convenient time to get a whole life insurance is just after one is born. Many college students also opt for buying whole life insurance to deliver the debt assumed in different cases. Individuals in the age group of 18 to 35 years can also be termed as the ones with the ideal age to get a whole life insurance.

Otherwise, the most important types of insurance you should consider include health, life, disability, auto and homeowner's insurance - 1. Auto Insurance 2. Health Insurance 3. Disability Insurance 4. Homeowner's Insurance 5. Life Insurance.

One should always consider buying a whole life insurance at an early age because it is cheaper. It would be the best option to go for a life insurance policy as long as one is healthy. The main risk for the insurance agency is a situation of an early death of the applicant. Another risk for the insurance company would be the situation of terminatio